Owen County, KY
Get paid to care for your family member in Owen County, Kentucky
About 2,420 people in Owen County are 65 or older — 21% of everyone who lives here. That is an older county than Kentucky overall, so more families here are already doing this work. Roughly 237 are 85 or older, the age when daily help usually starts. Out here, hiring an outside agency often is not realistic at all. Being paid to do the care yourself is not a workaround — it is how these programs were designed to work.
Who needs care in Owen
- People 65 and older
- 2,420
- People 85 and older
- 237
- Median age
- 44.2
- Rank in Kentucky
- 89th
21% of Owen residents
the age daily help usually starts
older than the country as a whole
of 120 counties, by residents 65+
Source: U.S. Census Bureau, 2024 Population Estimates (Vintage 2024). Owen County is one of the most rural counties in the country (USDA Rural-Urban Continuum Code 8). Kentucky as a whole is 18% aged 65 or older.
What Kentucky pays family caregivers
$29.04/hr
Your exact pay is set by the program and your care plan. We'll tell you your real number before you enroll.
Source: Kentucky Medicaid program data · Updated September 2026
Kentucky's programs at a glance
- Participant Directed Services (PDS)
- HCB Waiver
- Michelle P. Waiver
- Spouse paid?
- Yes
- Parent paid for a child?
- Sometimes
- Waitlist
- Waitlists can be long — apply early.
These rules are set by the state, so they are the same in every county. Read the full Kentucky guide →
Towns and cities in Owen County
Kentucky sets eligibility, not your town — so a family in Owenton and a family at the far edge of the county apply the same way. The largest communities in Owen County:
- Owenton1,682
- Monterey110
- Gratz66
- Sparta35
Source: U.S. Census Bureau, 2024 Subcounty Population Estimates.
How families in Owen apply
You do not need a county office to start. Families in Owen County start with Kentucky's program:
Apply via kynect.ky.gov, phone 855-306-8959, or in person; PDS enrollment goes through the case manager or the regional Area Development District/AAA.
Or skip the phone tag — our free 2-minute check tells you which Kentucky program fits your family, then we help with the forms.
See if you qualify →Owen questions, answered honestly
Can I get paid to care for a family member in Owen County?
Yes. Kentucky runs real Medicaid programs — like Participant Directed Services (PDS) — that pay family caregivers, and they cover families in Owen County. We help you enroll, and applying costs you nothing.
How much do family caregivers earn in Owen County?
Reported figures in Kentucky are around $29.04/hr, but rates vary — the program sets your exact pay. We'll tell you your real number before you enroll.
Where do families in Owen County apply?
Families in Owen County start with the state, not the county. Apply via kynect.ky.gov, phone 855-306-8959, or in person; PDS enrollment goes through the case manager or the regional Area Development District/AAA.
Can I get paid to care for my spouse in Owen County?
Yes — a spouse can be paid here. The fine print for Kentucky: yes — friends and relatives including adult children and spouses can be hired under PDS
How many people in Owen County might need this?
2,420 residents of Owen County are 65 or older and about 237 are 85 or older, according to the U.S. Census Bureau's 2024 population estimates. Most of them are cared for at home by a relative rather than in a facility. Kentucky's programs exist to pay for exactly that care.
Which towns in Owen do you cover?
All of Owen County — including Owenton, Monterey, Gratz and Sparta. Eligibility is set by Kentucky, not by your town, so where you live inside the county does not change whether you qualify.
Program facts come from Kentucky's published Medicaid program rules · Population figures from the U.S. Census Bureau · Updated September 2026. Rules change — always confirm with the program.
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