St. Louis City, MO

Get paid to care for your family member in St. Louis City, Missouri

About 47,000 people in St. Louis City are 65 or older — 17% of everyone who lives here. That tracks with Missouri as a whole. Roughly 4,630 are 85 or older, the age when daily help usually starts. St. Louis City is one of the state's biggest population centers, and home-care agencies do work here — but staffing is thin, schedules change, and a stranger in the house is not what every family wants.

Who needs care in St. Louis City

People 65 and older
47,000

17% of St. Louis City residents

People 85 and older
4,630

the age daily help usually starts

Median age
37.5

close to the national average

Rank in Missouri
5th

of 115 counties, by residents 65+

Source: U.S. Census Bureau, 2024 Population Estimates (Vintage 2024). St. Louis City is a large metro county (USDA Rural-Urban Continuum Code 1). Missouri as a whole is 19% aged 65 or older.

What Missouri pays family caregivers

$12–$20/hr

Rates vary — check with the program.

Your exact pay is set by the program and your care plan. We'll tell you your real number before you enroll.

Source: Missouri Medicaid program data · Updated September 2026

Missouri's programs at a glance

  • Consumer Directed Services (CDS)
  • Structured Family Caregiving Waiver
Spouse paid?
Sometimes
Parent paid for a child?
Not right now
Waitlist
Some programs have no waitlist.

These rules are set by the state, so they are the same in every county. Read the full Missouri guide →

How families in St. Louis City apply

You do not need a county office to start. Families in St. Louis City start with Missouri's program:

Apply for MO HealthNet (myDSS online or 855-373-9994), then submit an HCBS referral (866-835-3505 or online HCBS referral form) for a DSDS in-home assessment.

Or skip the phone tag — our free 2-minute check tells you which Missouri program fits your family, then we help with the forms.

See if you qualify →

St. Louis City questions, answered honestly

Can I get paid to care for a family member in St. Louis City?

Yes. Missouri runs real Medicaid programs — like Consumer Directed Services (CDS) — that pay family caregivers, and they cover families in St. Louis City. We help you enroll, and applying costs you nothing.

How much do family caregivers earn in St. Louis City?

Reported figures in Missouri are around $12–$20/hr, but rates vary — the program sets your exact pay. We'll tell you your real number before you enroll.

Where do families in St. Louis City apply?

Families in St. Louis City start with the state, not the county. Apply for MO HealthNet (myDSS online or 855-373-9994), then submit an HCBS referral (866-835-3505 or online HCBS referral form) for a DSDS in-home assessment.

Can I get paid to care for my spouse in St. Louis City?

Sometimes — it depends on the program. The fine print for Missouri: limited — CDS bars spouses and legal guardians; SFCW explicitly allows a spouse or legal guardian to be the paid live-in caregiver (dementia diagnosis required)

How many people in St. Louis City might need this?

47,000 residents of St. Louis City are 65 or older and about 4,630 are 85 or older, according to the U.S. Census Bureau's 2024 population estimates. Most of them are cared for at home by a relative rather than in a facility. Missouri's programs exist to pay for exactly that care.

Program facts come from Missouri's published Medicaid program rules · Population figures from the U.S. Census Bureau · Updated September 2026. Rules change — always confirm with the program.

More Missouri counties

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